Charnes Tours - www.charnestours.com Looking for a great bike vacation in Europe? Charnes offers both self-guided and guided bike tours in Italy, Germany, Austria and Croatia with a new trip in Albania in 2023. David Charnes lived in Italy for 30 years and is experienced and eager to share the latest news about biking in Europe! 

Jim Holmes - Jim is both a cyclist and a seasoned realtor of over 40 years who merged his real estate practice with the Kiker Team, Keller Williams Realty, DTC in 2018. Jim and his brother Bill served on a DBTC committee in the mid 90’s that helped create and market the official club Jerseys and Tee Shirts still seen around today! Jim is passionate about empowering seniors to live as independently as possible with the best quality of life.

Financially Speaking, Inc. – www.financiallyspeakinginc.com Phil Luccock, founder and president of Financially Speaking, Inc., is an avid cyclist and long-time supporter of the DBTC. He and his diversely talented team strive to ensure that clients receive the personal service and professional recommendations needed to achieve their unique financial objectives. As a fee-only financial advisor, we do not sell anything or receive commissions, thereby avoiding potential conflicts of interest. At Financially Speaking, Inc., we want to do more than help our clients build wealth; we want to help them live a richer life. Initial consultations are always free of charge.